Broker Check

Holistic Financial Strategies for

Individuals, Families and Businesses

Design

We listen to identify your dreams and goals. 

We gather, organize, and analyze your financial information. 

We make recommendations based on your needs.

Grow

We agree upon clear objectives and risk expectations. 

We monitor your investments and track the progress. 

We refine and revise along the way.

Protect

We offer investment strategies with downside protection for unpredictable markets. 

We offer insurance solutions which are an important foundation to all financial plans. 

We help you to create a legacy for future generations and to protect your family from life's unexpected challenges. 

Financial Strategy for Individuals & Families

We'll become your personal CFO, listening as you identify your dreams, helping you develop a strategy to grow your resources and take care of those you love, now and in the future. 


Holistic Financial Planning

Our team of fiduciary financial advisors will work together with you to create a holistic financial plan.

We will help you get your financial house in order, so you can achieve your financial goals and dreams.

We will achieve this by getting to know you and your situation. We will discuss your goals and dreams, then create a plan to help you achieve them.

Tactical Money Management

Backed by our Registered Investment Advisory Firm, Global View Capital Management, we provide a wide variety of Active Management Investment Solutions on one seamless platform.

Our active managed approach offers investment strategies with downside protection for unpredictable markets. 

We manage it so you don't have to.

Investing isn't just for the wealthy, either. With us, you can start investing with $1, which means you can, and should, get started today. 

Independent Insurance Solutions

What's the most important thing in your life? For us, it always comes down to family. We're experts at finding the best solution to protect you and the ones you love from life's unexpected challenges.

The 'Roof of Risk Protection' is a very important part of your financial house. We are eager to help you make sure your Roof of Risk Protection is in place.

As Independent Insurance Agents we can work with many carriers to find the right solution for you, which may include Life Insurance, Long Term Care Insurance, Disability Insurance, and Annuities. 

Technology & Resources

We provide cutting edge technology and resources for your planning and investment needs including personal client websites and an online investing platform.

Our firm uses secure and cutting edge technology to keep your information safe.


Financial Strategy for Your Business

Running a business successfully involves a complex strategy that includes employees, financial management, and planning for the future.

Du Charme Financial Group is here to help you cover your bases, and provide smart solutions for your business. 


Your Business Legacy

Change is inevitable in a business setting, but it doesn't have to be painful, if you're well prepared. Our mission is to offer you smart strategy, so if something happens or when it comes time to step back from the business there is a plan in place.

Services include: 

  • Buy-Sell Agreements
  • Business Valuation and Appraisal
  • Key Man Insurance
  • and more!

Business Valuations

Do you already have a plan that you want to review? We complete a side by side analysis of your current plan and what we propose after discussing your needs.

Do you want to start a plan? We can talk through strategy and complete an in depth proposal for your needs.

Retirement Plans and Profit Sharing

We offer actively managed retirement plans for businesses large and small.

We aim to design the best plan - we want to understand your business, provide a comparison to your current plan, and customize the best options for you and your employees.

Some of our solutions include:

  • SEP IRA
  • SIMPLE IRA
  • 401(k) Plans
  • Bonus Programs
  • Employer Matches
  • Profit Sharing

Employee Benefits

The best businesses attract and retain the best employees. We can help you, as a business owner or executive put benefits in place that not only protect your business, but reward your employees for a job well done. 

We work independently to find the best and most affordable benefit solutions for you and your employees such as teledoc services, accident protection, hospital policies and critical illness protection to name a few. 


Retirement Plans and Profit Sharing: Our Competitive Advantage

We have partnered with American Trust Retirement, who is committed to being simply better. Our retirement solution has a very dynamic and unique process. You will not find a similar solution or service in the industry. Our competitive advantages—Plan Design, Fiduciary Oversight, Investments, Cost Efficiency, Service, and Technology—set us apart from all others.

American Trust has been Awarded Best in Class by Plan Sponsor Magazine for multiple years!


Complimentary Plan Review

Do you already have a plan that you want to review? We complete a side by side analysis of your current plan and what we propose after discussing your needs.

Do you want to start a plan? We can talk through strategy and complete an in depth proposal for your needs.

Fiduciary Oversight

As a plan sponsor, you are a fiduciary of your retirement plan and are responsible for making decisions in the best interest of plan participants and their beneficiaries. If this responsibility is neglected, you may be held personally liable. American Trust alleviates fiduciary responsibilities by offering discretionary trustee and investment management services.

As a discretionary trustee, American Trust can lessen concerns by assuming and managing specific responsibilities for a plan, and advise plan sponsors on required legal and compliance responsibilities.

Plan Design

Our approach to plan design is unmatched in the industry. We take the time needed to understand your business, provide multiple plan design options, and recommend the solution that best fits your specific needs—all at no additional cost.

We specialize in complex plan designs. Concerned about discrimination? Don't be. American Trust designs a plan that benefits each individual on different levels while following all requirements of the Internal Revenue Service.

Investments

We take care of your plan investment options, leaving you more time to focus on what you do best, your business.

Your plan participants will have the ability to choose from one of our Global View Capital risk based models. These models provide Active Money Management to you and your participants.

Cost Efficiency

To be competitive, it is important fees are flexible. American Trust takes a proactive approach, and ensure full disclosure by complying with fee regulations, disclosing all fees in statements, outlining true costs for the plan sponsor, and remaining unbiased by not accepting compensation from mutual fund companies.

We also take the time to educate participants on the impact of costs for their retirement account.

Service

We focus on you. Whether you are a plan sponsor or participant, we are committed to providing excellent service and personalized attention.

We conduct group enrollment meetings, presentations, one-on-one consultations, provide educational programs to encourage participation, and offer ongoing educational support. 

Technology

American Trust has an original and unmatched solution and most unique way of receiving and viewing your account balance in the industry.

eBal is an easy, convenient, and instantaneous way of receiving weekly, monthly, or quarterly updates of your account balance by text or email. 

ATFutureBuilder

American Trust is proud to provide ATFutureBuilder, an effective new way to educate your employees about the importance of enrolling in and staying engaged with your company's retirement plan.

ATFutureBuilder guides your employees through a personalized, interactive experience that provides information about your retirement plan in an easy-to-understand format.