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Why and why now!

Why Change & Why Now?

Why Change & Why Now?

As Southern Utah's only member of the National Association of Active Investment Managers, Branden DuCharme is as passionate about your retirement and investment funds as you are. There is nothing more devastating than continually opening statements that keep reflecting large losses. We aim to solve this problem through the implementation of actively managed investment strategies.

We believe that through the use of active management, we can help avoid the large losses and help generate better returns over time. Don't wait, your ability to retire may depend on it.

Getting help with you 401(k)

Select companies in our community offer a special provision in their retirement plan often referred to as the Schwab SDBA option. Through this option, I am able to assist clients by actively managing their 401(K) accounts while it remains in the employer 401(k) plan. 

What does this mean for the client? It means they can continue to contribute through payroll deductions and take advantage of any employee match that may be offered. More importantly, it means they can get expert professional management on their account. As Southern Utah's only member of the National Association of Active Investment Managers, you want my team’s help. It can be the difference between working indefinitely or enjoying retirement.

The closer you get to retirement, the more crucial our services become. Through active management we aim to manage your portfolio in a way that limits downside risk (loss) and thus generate a larger return over time. We believe this becomes more crucial as someone nears retirement when they have a lower risk tolerance and often cannot afford the time required to recover from large losses. 

What companies offer this option? 

Many companies offer this option nationally, check with your HR representative to see if it is available or call your 401(k) provider. Common employers in Southern Utah that offer this option are: 

- CenturyLink

- Home Depot

- Skywest

- Intermountain Healthcare

- The Utah Retirement System